If you’re an accountant, you already understand the importance of structure, timing, and tax efficiency. You don’t need a surface-level sales pitch—you need a financial plan that goes deep, gets technical, and respects the details. That’s exactly what we deliver at Sharma & Associates Private Wealth Management.

Our team is built around the kind of collaboration accountants appreciate: a financial planner and a Chartered Professional Accountant working together, in-house, on every client file. This is not a referral. This is true integration—where planning and accounting meet in real time, strategies are stress-tested before they're presented, and no detail gets lost between professionals.

It’s financial planning for accountants—built the way accountants would build it themselves.

From strategy to structure, we help you make every move count

You’ve likely already taken some smart steps. Maybe you’ve set up an investment holding company. Maybe you’ve explored insurance or started building a portfolio. But chances are, no one’s ever tied it all together—your corporate and personal finances, your investments and estate plans, your tax strategy now and in the future.

Here’s how we help accountants:

  • Optimize corporate income

    Create and manage investment holding companies to maximize retained earnings and defer taxes.

  • Protect with corporate-owned insurance

    Use corporate-owned life insurance to protect your loved ones, reduce estate tax, or create a tax-free exit strategy.

  • Grow wealth

    Build an investment portfolio either inside your practice or through a separate investment company, so your money works for you—even when you're not actively working.

  • Plan for the future

    Develop a succession or retirement plan that lets you exit your practice on your terms, when the time comes.

  • Ensure a smooth transition

    Coordinate with your accountants and lawyers to ensure your succession plan is executed exactly as intended—both on paper and in practice—so that you can fully benefit from the Lifetime Capital Gains Exemption.

  • Secure your legacy

    Review your wills, powers of attorney (POAs), trust agreements, and shareholder agreements for long-term peace of mind.

Accountants choose Sharma & Associates because we do it their way

As an accountant, you already see the gaps. We show you how to fill them—with precision, clarity, and a strategy that makes sense.

We don’t oversimplify, and we don’t waste your time. Our process is responsive, technically sound, and built on mutual respect for detail. With a CPA on every file, we avoid the handoffs and miscommunication that derail so many financial plans.

You won’t get a product pitch in the first meeting. Instead, we start by asking the right questions, reviewing your full financial picture, and uncovering what others have missed.

It’s rare to find a financial advisory team that values accounting the way you do. At Sharma & Associates, it’s not an afterthought—it’s built into everything we do.